Business Office Package

Combines business property, general liability, business income and interruption, and several other key insurances into one convenient business insurance policy written exclusively for a dental office. Discounts are available up to 40% for combined coverages.

Mandated by all states and provides benefits to your employees if they get sick or hurt from their job. Key coverages: medical expenses, lost wage replacement, rehabilitation services, death and funeral expenses, and legal fees should your business be sued by an employee or their family.

Employment Practices Liability can be included in your Business Office Package. It is designed to protect small commercial businesses with 100 employees or less. It provides insurance for employment liability damages and defense costs due to claims brought by full-time, part-time, seasonal, or temporary employees who allege employment discrimination, wrongful termination, or sexual harassment.

Data Breach & Cyber Liability can be included in your Business Office Package. Hackers can target personally identifiable information (PII) or personal health information (PHI) that you keep on your office computers. This is why it’s vitally important to protect your business with data breach or cyber liability insurance to help you respond quickly after a data breach or cyber attack.

Cyber Liability Presentation

The more you know, the better protected you will be. Two defense attorneys at Morrison Mahoney LLP, John G. Bagley, Esq. and Jeffrey K.  O’Connor, Esq., present an informative webinar about your Cyber Risk Responsibility in your Dental Practice. Watch here

Umbrella insurance is a type of liability insurance that covers claims in excess of the underlying policy: homeowners, auto, or watercraft policy coverage. Umbrella insurance coverage covers injury to others or damage to their possessions; it doesn’t protect the policyholder’s property.

Homeowners insurance is a form of property insurance that covers losses and damages to an individual’s residence, along with furnishings and other assets in the home. Homeowners insurance also provides liability coverage against accidents in the home or on the property.

Currently, EDIC only provides auto policies to Massachusetts dentists through our agency providers. All Massachusetts Dental Society members will receive a 6% discount. The policy will also include access to 24-hour claims reporting and free pick up and drop off of rental cars.

Renters insurance is property insurance that provides coverage for a policyholder’s belongings, liabilities, and possibly living expenses in case of a loss event. Renters insurance is available to persons renting or subletting a single-family home, apartment, duplex, condo, studio, loft, or townhome.